Insurance: the California FAIR Plan Association.

Assembly Member Tangipa's proposal to modify California FAIR Plan Association requirements would eliminate certain administrative obligations while updating how the association provides information to insurance seekers. The legislation removes a 2021 mandate for new rate application filings and revises how contact information must be shared with the public.

Under the proposed changes, the FAIR Plan Association would maintain both a website and toll-free phone number to assist those seeking basic property insurance coverage. While the association would no longer need to publish its phone number in general telephone directories, it would be required to include both the phone number and website address in all communications with applicants and policyholders. Insurance agents and brokers would retain their existing duties to help individuals obtain coverage, including submitting applications upon request, sharing the FAIR Plan's contact information, or placing coverage through other insurers or surplus line brokers.

The bill maintains core requirements for insurance accessibility while adapting communication methods to current practices. By removing specific administrative requirements around rate filings and directory listings, the proposal allows the association to focus resources on direct engagement with those seeking coverage through updated channels.