False or misleading commercial disaster communication.
- Increases penalties by up to $2,500 for deceptive insurance advertising during declared disasters.
- Applies enhanced penalties to commercial communications targeting disaster victims for up to 180 days.
- Targets for-profit companies that advertise disaster-related services using misleading government references.
- Protects disaster survivors from scams during the 60-day recovery period after emergencies end.
Assembly Member Flora's proposal to curb deceptive insurance-related advertising during disasters would allow courts to impose additional civil penalties of up to $2,500 for misleading commercial communications during declared emergencies. The enhanced penalties would apply to communications targeting disaster-affected individuals that either advertise for-profit disaster recovery services or reference specific geographic areas named in emergency declarations.
The provisions would take effect upon the proclamation of a state of emergency or catastrophic disaster and remain active for 60 days after the emergency's termination, with a maximum duration of 180 days per incident. The bill defines commercial disaster communications as those reasonably expected to reach persons displaced by or residing in declared disaster areas, specifically when advertising services related to disaster losses or mentioning affected locations.
The legislation responds to documented patterns of misleading advertising during disaster recovery periods, including attempts to impersonate government entities or misrepresent for-profit services as nonprofit assistance. These enhanced penalties would supplement existing Insurance Code provisions that prohibit deceptive insurance-related communications and establish base civil penalties between $5,000 and $10,000 for violations.
 James GallagherR Assemblymember | Committee Member |  Not Contacted | |
 Mike GipsonD Assemblymember | Committee Member | Not Contacted | |
 Phillip ChenR Assemblymember | Committee Member | Not Contacted | |
 Heath FloraR Assemblymember | Bill Author | Not Contacted | |
 Marc BermanD Assemblymember | Committee Member | Not Contacted |
Email the authors or create an email template to send to all relevant legislators.
Introduced By
- Increases penalties by up to $2,500 for deceptive insurance advertising during declared disasters.
- Applies enhanced penalties to commercial communications targeting disaster victims for up to 180 days.
- Targets for-profit companies that advertise disaster-related services using misleading government references.
- Protects disaster survivors from scams during the 60-day recovery period after emergencies end.
Email the authors or create an email template to send to all relevant legislators.
Introduced By
Assembly Member Flora's proposal to curb deceptive insurance-related advertising during disasters would allow courts to impose additional civil penalties of up to $2,500 for misleading commercial communications during declared emergencies. The enhanced penalties would apply to communications targeting disaster-affected individuals that either advertise for-profit disaster recovery services or reference specific geographic areas named in emergency declarations.
The provisions would take effect upon the proclamation of a state of emergency or catastrophic disaster and remain active for 60 days after the emergency's termination, with a maximum duration of 180 days per incident. The bill defines commercial disaster communications as those reasonably expected to reach persons displaced by or residing in declared disaster areas, specifically when advertising services related to disaster losses or mentioning affected locations.
The legislation responds to documented patterns of misleading advertising during disaster recovery periods, including attempts to impersonate government entities or misrepresent for-profit services as nonprofit assistance. These enhanced penalties would supplement existing Insurance Code provisions that prohibit deceptive insurance-related communications and establish base civil penalties between $5,000 and $10,000 for violations.
James GallagherR Assemblymember | Committee Member | Not Contacted | |
Mike GipsonD Assemblymember | Committee Member | Not Contacted | |
Phillip ChenR Assemblymember | Committee Member | Not Contacted | |
Heath FloraR Assemblymember | Bill Author | Not Contacted | |
Marc BermanD Assemblymember | Committee Member | Not Contacted |