Transportation network companies: insurance coverage.
- Reduces rideshare companies' required uninsured motorist coverage from $1 million to $50,000 per person.
- Requires rideshare companies, not drivers, to provide all uninsured motorist coverage.
- Mandates companies reinvest insurance cost savings into driver and rider benefits.
- Requires state reporting on rideshare accidents and insurance claims by February 2026.
Senator Cabaldon's transportation network company insurance reform legislation modifies coverage requirements for ride-hailing services in California, reducing mandatory uninsured and underinsured motorist protection from $1 million to $50,000 per person and $100,000 per incident. The bill shifts responsibility for maintaining this coverage solely to transportation network companies, removing the current option for drivers to provide their own policies.
The legislation requires companies to verify that any driver-maintained insurance specifically covers ride-hailing activities and mandates that companies provide immediate first-dollar coverage if a driver's policy lapses. Transportation network companies must also maintain excess coverage of at least $200,000 per occurrence for liabilities exceeding the base requirements.
Under the bill's reporting provisions, the Public Utilities Commission must include in its February 2026 report data on transportation network company accidents from 2022-2024, including the percentage resulting in uninsured or underinsured motorist claims and those exceeding $100,000. The commission must aggregate this data across companies to maintain confidentiality. These reporting requirements expire in 2030 unless extended by future legislation.
 James GallagherR Assemblymember | Committee Member |  Not Contacted | |
 Mike GipsonD Assemblymember | Committee Member | Not Contacted | |
 Phillip ChenR Assemblymember | Committee Member | Not Contacted | |
 Marc BermanD Assemblymember | Committee Member | Not Contacted | |
 Cottie Petrie-NorrisD Assemblymember | Committee Member | Not Contacted |
Email the authors or create an email template to send to all relevant legislators.
Introduced By
Latest Voting History
| Ayes | Noes | NVR | Total | Result |
|---|---|---|---|---|
| 39 | 0 | 1 | 40 | PASS |
- Reduces rideshare companies' required uninsured motorist coverage from $1 million to $50,000 per person.
- Requires rideshare companies, not drivers, to provide all uninsured motorist coverage.
- Mandates companies reinvest insurance cost savings into driver and rider benefits.
- Requires state reporting on rideshare accidents and insurance claims by February 2026.
Email the authors or create an email template to send to all relevant legislators.
Introduced By
Senator Cabaldon's transportation network company insurance reform legislation modifies coverage requirements for ride-hailing services in California, reducing mandatory uninsured and underinsured motorist protection from $1 million to $50,000 per person and $100,000 per incident. The bill shifts responsibility for maintaining this coverage solely to transportation network companies, removing the current option for drivers to provide their own policies.
The legislation requires companies to verify that any driver-maintained insurance specifically covers ride-hailing activities and mandates that companies provide immediate first-dollar coverage if a driver's policy lapses. Transportation network companies must also maintain excess coverage of at least $200,000 per occurrence for liabilities exceeding the base requirements.
Under the bill's reporting provisions, the Public Utilities Commission must include in its February 2026 report data on transportation network company accidents from 2022-2024, including the percentage resulting in uninsured or underinsured motorist claims and those exceeding $100,000. The commission must aggregate this data across companies to maintain confidentiality. These reporting requirements expire in 2030 unless extended by future legislation.
Latest Voting History
| Ayes | Noes | NVR | Total | Result |
|---|---|---|---|---|
| 39 | 0 | 1 | 40 | PASS |
James GallagherR Assemblymember | Committee Member | Not Contacted | |
Mike GipsonD Assemblymember | Committee Member | Not Contacted | |
Phillip ChenR Assemblymember | Committee Member | Not Contacted | |
Marc BermanD Assemblymember | Committee Member | Not Contacted | |
Cottie Petrie-NorrisD Assemblymember | Committee Member | Not Contacted |