Vehicle insurance: vehicle classification.

Assembly Member Ortega's insurance classification measure aims to prevent motor vehicles used for public social services from being categorized as common carriers, commercial vehicles, for-hire vehicles, permissive use vehicles, or livery based solely on their social service transportation use.

The legislation builds upon existing protections that prevent insurance companies from classifying vehicles as common carriers or livery vehicles when used for nonprofit volunteer services. Under the new provisions, vehicles insured through standard automobile liability policies would maintain their personal vehicle classification even when used to provide public social services or social service transportation. The bill explicitly preserves all existing rights, duties and obligations between employers and insured parties.