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    AB-815
    Social Services

    Vehicle insurance: vehicle classification.

    Enrolled
    CA
    ∙
    2025-2026 Regular Session
    0
    0
    Track
    Track

    Key Takeaways

    • Prohibits insurance companies from classifying personal vehicles as commercial when used for social services.
    • Protects drivers providing social services from higher insurance rates and regulatory requirements.
    • Preserves existing employer rights and obligations while providing insurance classification protections.

    Summary

    Assembly Member Ortega's insurance classification measure prevents vehicles used for public social services from being categorized as commercial or for-hire vehicles under California automobile liability policies. The legislation expands existing protections that currently apply only to volunteer services for nonprofits and government agencies.

    Under the new Insurance Code provision, insurers may not classify a covered vehicle as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery based solely on its use in providing public social services or social service transportation. The measure maintains all existing employer-related insurance obligations while establishing these classification restrictions.

    The policy builds upon current law that prohibits special vehicle classifications for volunteer social service transportation. By extending similar protections to a broader range of public social service activities, the measure creates consistent treatment across various types of social service transportation while preserving standard insurance frameworks for commercial and for-hire vehicles.

    Key Dates

    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 815 Ortega Concurrence in Senate Amendments
    Vote on Senate Floor
    Senate Floor
    Vote on Senate Floor
    Consent Calendar 2nd AB815 Ortega
    Senate Insurance Hearing
    Senate Committee
    Senate Insurance Hearing
    Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar
    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 815 Ortega Assembly Third Reading
    Assembly Appropriations Hearing
    Assembly Committee
    Assembly Appropriations Hearing
    Do pass
    Assembly Insurance Hearing
    Assembly Committee
    Assembly Insurance Hearing
    Do pass and be re-referred to the Committee on [Appropriations]
    Introduced
    Assembly Floor
    Introduced
    Read first time. To print.

    Contacts

    Profile
    Liz OrtegaD
    Assemblymember
    Bill Author
    Not Contacted
    Not Contacted
    0 of 1 row(s) selected.
    Page 1 of 1
    Select All Legislators
    Profile
    Liz OrtegaD
    Assemblymember
    Bill Author

    Get Involved

    Act Now!

    Email the authors or create an email template to send to all relevant legislators.

    Introduced By

    Liz Ortega
    Liz OrtegaD
    California State Assembly Member
    70% progression
    Bill has passed both houses in identical form and is being prepared for the Governor (8/28/2025)

    Latest Voting History

    View History
    August 28, 2025
    PASS
    Assembly Floor
    Vote on Assembly Floor
    AyesNoesNVRTotalResult
    760379PASS

    Key Takeaways

    • Prohibits insurance companies from classifying personal vehicles as commercial when used for social services.
    • Protects drivers providing social services from higher insurance rates and regulatory requirements.
    • Preserves existing employer rights and obligations while providing insurance classification protections.

    Get Involved

    Act Now!

    Email the authors or create an email template to send to all relevant legislators.

    Introduced By

    Liz Ortega
    Liz OrtegaD
    California State Assembly Member

    Summary

    Assembly Member Ortega's insurance classification measure prevents vehicles used for public social services from being categorized as commercial or for-hire vehicles under California automobile liability policies. The legislation expands existing protections that currently apply only to volunteer services for nonprofits and government agencies.

    Under the new Insurance Code provision, insurers may not classify a covered vehicle as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery based solely on its use in providing public social services or social service transportation. The measure maintains all existing employer-related insurance obligations while establishing these classification restrictions.

    The policy builds upon current law that prohibits special vehicle classifications for volunteer social service transportation. By extending similar protections to a broader range of public social service activities, the measure creates consistent treatment across various types of social service transportation while preserving standard insurance frameworks for commercial and for-hire vehicles.

    70% progression
    Bill has passed both houses in identical form and is being prepared for the Governor (8/28/2025)

    Key Dates

    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 815 Ortega Concurrence in Senate Amendments
    Vote on Senate Floor
    Senate Floor
    Vote on Senate Floor
    Consent Calendar 2nd AB815 Ortega
    Senate Insurance Hearing
    Senate Committee
    Senate Insurance Hearing
    Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar
    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 815 Ortega Assembly Third Reading
    Assembly Appropriations Hearing
    Assembly Committee
    Assembly Appropriations Hearing
    Do pass
    Assembly Insurance Hearing
    Assembly Committee
    Assembly Insurance Hearing
    Do pass and be re-referred to the Committee on [Appropriations]
    Introduced
    Assembly Floor
    Introduced
    Read first time. To print.

    Latest Voting History

    View History
    August 28, 2025
    PASS
    Assembly Floor
    Vote on Assembly Floor
    AyesNoesNVRTotalResult
    760379PASS

    Contacts

    Profile
    Liz OrtegaD
    Assemblymember
    Bill Author
    Not Contacted
    Not Contacted
    0 of 1 row(s) selected.
    Page 1 of 1
    Select All Legislators
    Profile
    Liz OrtegaD
    Assemblymember
    Bill Author