AB-815
Social Services

Vehicle insurance: vehicle classification.

Enrolled
CA
2025-2026 Regular Session
0
0
Track

Key Takeaways

  • Prohibits insurance companies from classifying personal vehicles as commercial when used for social services.
  • Protects drivers providing social services from higher insurance rates and regulatory requirements.
  • Preserves existing employer rights and obligations while providing insurance classification protections.

Summary

Assembly Member Ortega's insurance classification measure prevents vehicles used for public social services from being categorized as commercial or for-hire vehicles under California automobile liability policies. The legislation expands existing protections that currently apply only to volunteer services for nonprofits and government agencies.

Under the new Insurance Code provision, insurers may not classify a covered vehicle as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery based solely on its use in providing public social services or social service transportation. The measure maintains all existing employer-related insurance obligations while establishing these classification restrictions.

The policy builds upon current law that prohibits special vehicle classifications for volunteer social service transportation. By extending similar protections to a broader range of public social service activities, the measure creates consistent treatment across various types of social service transportation while preserving standard insurance frameworks for commercial and for-hire vehicles.

Key Dates

Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
AB 815 Ortega Concurrence in Senate Amendments
Vote on Senate Floor
Senate Floor
Vote on Senate Floor
Consent Calendar 2nd AB815 Ortega
Senate Insurance Hearing
Senate Committee
Senate Insurance Hearing
Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar
Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
AB 815 Ortega Assembly Third Reading
Assembly Appropriations Hearing
Assembly Committee
Assembly Appropriations Hearing
Do pass
Assembly Insurance Hearing
Assembly Committee
Assembly Insurance Hearing
Do pass and be re-referred to the Committee on [Appropriations]
Introduced
Assembly Floor
Introduced
Read first time. To print.

Contacts

Profile
Liz OrtegaD
Assemblymember
Bill Author
Not Contacted
Not Contacted
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Profile
Liz OrtegaD
Assemblymember
Bill Author

Get Involved

Act Now!

Email the authors or create an email template to send to all relevant legislators.

Introduced By

Liz Ortega
Liz OrtegaD
California State Assembly Member
70% progression
Bill has passed both houses in identical form and is being prepared for the Governor (8/28/2025)

Latest Voting History

August 28, 2025
PASS
Assembly Floor
Vote on Assembly Floor
AyesNoesNVRTotalResult
760379PASS

Key Takeaways

  • Prohibits insurance companies from classifying personal vehicles as commercial when used for social services.
  • Protects drivers providing social services from higher insurance rates and regulatory requirements.
  • Preserves existing employer rights and obligations while providing insurance classification protections.

Get Involved

Act Now!

Email the authors or create an email template to send to all relevant legislators.

Introduced By

Liz Ortega
Liz OrtegaD
California State Assembly Member

Summary

Assembly Member Ortega's insurance classification measure prevents vehicles used for public social services from being categorized as commercial or for-hire vehicles under California automobile liability policies. The legislation expands existing protections that currently apply only to volunteer services for nonprofits and government agencies.

Under the new Insurance Code provision, insurers may not classify a covered vehicle as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery based solely on its use in providing public social services or social service transportation. The measure maintains all existing employer-related insurance obligations while establishing these classification restrictions.

The policy builds upon current law that prohibits special vehicle classifications for volunteer social service transportation. By extending similar protections to a broader range of public social service activities, the measure creates consistent treatment across various types of social service transportation while preserving standard insurance frameworks for commercial and for-hire vehicles.

70% progression
Bill has passed both houses in identical form and is being prepared for the Governor (8/28/2025)

Key Dates

Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
AB 815 Ortega Concurrence in Senate Amendments
Vote on Senate Floor
Senate Floor
Vote on Senate Floor
Consent Calendar 2nd AB815 Ortega
Senate Insurance Hearing
Senate Committee
Senate Insurance Hearing
Do pass, but first be re-referred to the Committee on [Appropriations] with the recommendation: To Consent Calendar
Vote on Assembly Floor
Assembly Floor
Vote on Assembly Floor
AB 815 Ortega Assembly Third Reading
Assembly Appropriations Hearing
Assembly Committee
Assembly Appropriations Hearing
Do pass
Assembly Insurance Hearing
Assembly Committee
Assembly Insurance Hearing
Do pass and be re-referred to the Committee on [Appropriations]
Introduced
Assembly Floor
Introduced
Read first time. To print.

Latest Voting History

August 28, 2025
PASS
Assembly Floor
Vote on Assembly Floor
AyesNoesNVRTotalResult
760379PASS

Contacts

Profile
Liz OrtegaD
Assemblymember
Bill Author
Not Contacted
Not Contacted
0 of 1 row(s) selected.
Page 1 of 1
Select All Legislators
Profile
Liz OrtegaD
Assemblymember
Bill Author