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    AB-943
    Budget & Economy

    Insurance agents: prelicensing education.

    Engrossed
    CA
    ∙
    2025-2026 Regular Session
    0
    0
    Track
    Track

    Key Takeaways

    • Eliminates the 20-hour prelicensing study requirement for new insurance agent license applicants.
    • Maintains the mandatory 12-hour ethics course requirement with one hour focused on insurance fraud.
    • Establishes new certification fees for ethics and continuing education course providers.
    • Requires insurance curriculum to include training on commercial earthquake risk management.

    Summary

    Assembly Member Michelle Rodriguez's insurance licensing reform measure eliminates the 20-hour prelicensing study requirement for new insurance agent applicants while maintaining the mandatory 12-hour ethics course, which includes instruction on insurance fraud. The bill establishes a new fee structure for ethics course certification and introduces enhanced oversight of course providers.

    The legislation modifies curriculum requirements by tasking the Insurance Commissioner's curriculum board with developing specialized coursework on commercial earthquake risk management, covering risk zones, coverage options, mitigation strategies, and post-event recovery. Course providers must meet new standards that prohibit sales training, motivational training, and product-specific instruction from ethics and continuing education curricula.

    Under the measure's enforcement provisions, the Insurance Commissioner may rescind course approvals and levy monetary penalties for non-compliance with educational standards. The bill sets certification fees at $75 for initial and renewal applications by course providers, $37 for ethics course certification renewals, and $14 for continuing education course renewals. All certifications remain valid for 24 months, while prelicensing certificates expire after three years regardless of licensure status.

    Key Dates

    Next Step
    Referred to the Senate Standing Committee on Insurance
    Next Step
    Senate Committee
    Referred to the Senate Standing Committee on Insurance
    Hearing scheduled for , 1021 O Street, Room 2100
    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 943 Michelle Rodriguez Assembly Third Reading
    Assembly Appropriations Hearing
    Assembly Committee
    Assembly Appropriations Hearing
    Do pass
    Assembly Insurance Hearing
    Assembly Committee
    Assembly Insurance Hearing
    Do pass as amended and be re-referred to the Committee on [Appropriations]
    Introduced
    Assembly Floor
    Introduced
    Read first time. To print.

    Contacts

    Profile
    Anna CaballeroD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Roger NielloR
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Brian JonesR
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Susan RubioD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Josh BeckerD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    0 of 8 row(s) selected.
    Page 1 of 2
    Select All Legislators
    Profile
    Anna CaballeroD
    Senator
    Committee Member
    Profile
    Roger NielloR
    Senator
    Committee Member
    Profile
    Brian JonesR
    Senator
    Committee Member
    Profile
    Susan RubioD
    Senator
    Committee Member
    Profile
    Josh BeckerD
    Senator
    Committee Member
    Profile
    Steve PadillaD
    Senator
    Committee Member
    Profile
    Aisha WahabD
    Senator
    Committee Member
    Profile
    Michelle RodriguezD
    Assemblymember
    Bill Author

    Get Involved

    Act Now!

    Email the authors or create an email template to send to all relevant legislators.

    Introduced By

    Michelle Rodriguez
    Michelle RodriguezD
    California State Assembly Member
    40% progression
    Bill has passed all readings in its first house and is ready to move to the other house (5/12/2025)

    Latest Voting History

    View History
    May 12, 2025
    PASS
    Assembly Floor
    Vote on Assembly Floor
    AyesNoesNVRTotalResult
    740579PASS

    Key Takeaways

    • Eliminates the 20-hour prelicensing study requirement for new insurance agent license applicants.
    • Maintains the mandatory 12-hour ethics course requirement with one hour focused on insurance fraud.
    • Establishes new certification fees for ethics and continuing education course providers.
    • Requires insurance curriculum to include training on commercial earthquake risk management.

    Get Involved

    Act Now!

    Email the authors or create an email template to send to all relevant legislators.

    Introduced By

    Michelle Rodriguez
    Michelle RodriguezD
    California State Assembly Member

    Summary

    Assembly Member Michelle Rodriguez's insurance licensing reform measure eliminates the 20-hour prelicensing study requirement for new insurance agent applicants while maintaining the mandatory 12-hour ethics course, which includes instruction on insurance fraud. The bill establishes a new fee structure for ethics course certification and introduces enhanced oversight of course providers.

    The legislation modifies curriculum requirements by tasking the Insurance Commissioner's curriculum board with developing specialized coursework on commercial earthquake risk management, covering risk zones, coverage options, mitigation strategies, and post-event recovery. Course providers must meet new standards that prohibit sales training, motivational training, and product-specific instruction from ethics and continuing education curricula.

    Under the measure's enforcement provisions, the Insurance Commissioner may rescind course approvals and levy monetary penalties for non-compliance with educational standards. The bill sets certification fees at $75 for initial and renewal applications by course providers, $37 for ethics course certification renewals, and $14 for continuing education course renewals. All certifications remain valid for 24 months, while prelicensing certificates expire after three years regardless of licensure status.

    40% progression
    Bill has passed all readings in its first house and is ready to move to the other house (5/12/2025)

    Key Dates

    Next Step
    Referred to the Senate Standing Committee on Insurance
    Next Step
    Senate Committee
    Referred to the Senate Standing Committee on Insurance
    Hearing scheduled for , 1021 O Street, Room 2100
    Vote on Assembly Floor
    Assembly Floor
    Vote on Assembly Floor
    AB 943 Michelle Rodriguez Assembly Third Reading
    Assembly Appropriations Hearing
    Assembly Committee
    Assembly Appropriations Hearing
    Do pass
    Assembly Insurance Hearing
    Assembly Committee
    Assembly Insurance Hearing
    Do pass as amended and be re-referred to the Committee on [Appropriations]
    Introduced
    Assembly Floor
    Introduced
    Read first time. To print.

    Latest Voting History

    View History
    May 12, 2025
    PASS
    Assembly Floor
    Vote on Assembly Floor
    AyesNoesNVRTotalResult
    740579PASS

    Contacts

    Profile
    Anna CaballeroD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Roger NielloR
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Brian JonesR
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Susan RubioD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    Profile
    Josh BeckerD
    Senator
    Committee Member
    Not Contacted
    Not Contacted
    0 of 8 row(s) selected.
    Page 1 of 2
    Select All Legislators
    Profile
    Anna CaballeroD
    Senator
    Committee Member
    Profile
    Roger NielloR
    Senator
    Committee Member
    Profile
    Brian JonesR
    Senator
    Committee Member
    Profile
    Susan RubioD
    Senator
    Committee Member
    Profile
    Josh BeckerD
    Senator
    Committee Member
    Profile
    Steve PadillaD
    Senator
    Committee Member
    Profile
    Aisha WahabD
    Senator
    Committee Member
    Profile
    Michelle RodriguezD
    Assemblymember
    Bill Author